Show menu

BFW digitaal / RBF numérique 2021/02

  • Thursday 4/2/2021
    Jean-Paul Servais

    The FSMA (Financial Services and Markets Authority) is one of the two supervisory authorities for the financial sector in Belgium, whose mandate also includes contributing to the financial education of the public. As part of this task, it recently created a financial education centre that is unique in its kind: the Wikifin Lab. This is an experience centre that welcomes secondary school groups, free of charge, for a visit that enables students to undergo a truly interactive and fully digital experience of financial education centred on various themes relating to budget management. The Wikifin Lab meets the objectives of official school curricula and intends to equip young people to take charge of their financial future. Since the launch of the Wikifin Lab in September 2020 in the presence of Her Majesty Queen Mathilde of Belgium and of political representatives, requests for visits have been pouring in.

  • Thursday 4/2/2021

    For more than 25 years, Belfius has been analyzing the financial situation of general hospitals in Belgium through its Maha study (Model for Automatic Hospital Analysis).

    The in-depth analysis of the 2019 annual accounts of Belgian hospitals (part 1) shows once again that their financial health is precarious, despite a very slight improvement compared to previous years. Consequently, they cannot absorb a financial setback, especially a tsunami like the Covid-19 crisis.


    The first projections (part 2) suggest, with the usual precautions, turbulence of an unprecedented magnitude for the sector. With the second wave of contaminations, hospitals are likely to suffer a current loss of more than 2 billion Euros.


    The hospital sector alone will not be able to overcome the financial consequences of this health crisis (part 3). In the short term, financial support from the public authorities is indispensable, while in the medium term structural reforms in hospital financing seem unavoidable to preserve the sector's viability

  • Thursday 4/2/2021
    logo nbb

    Lending to private individuals was strongly influenced by the COVID-19 crisis last year. The number of new credit lines went down by 29,6% and the instalment loans decreased by 18,7%. The number of mortgage loans dropped by 14,8% which is largely due to the exceptionally high volume recorded in 2019 in anticipation of the abolition of the housing bonus in Flanders at the end of 2019. At the end of 2020 the number of private individuals with payment defaults declined by 6,3%. This cannot be dissociated from the possibility of getting a temporary payment delay on account of the COVID-19 crisis. The 7,2 million consultations of the Central Credit Register of the National Bank implied a drop of 14,8%.

  • Thursday 4/2/2021

    Boekbespreking door Jonas Vandenbruaene, doctoraatstudent financiële economie Universiteit Antwerpen en medeoprichter van databureau AKARI Analytics