Show menu

assurance

  • Mardi 15/6/2021
    Wim Vermeir

    This article is based on the intervention of Wim Vermeir, Chief Investment Officer of AG Insurance – Ageas during the panel discussion at the EIB – National Bank of Belgium Webinar “Investment for a sustainable recovery in Belgium” on 30 April 2021.

  • Mercredi 10/3/2021
    Hilde Vernaillen

    Interview met Hilde Vernaillen, CEO van P&V Group en voorzitster van Assuralia.

  • Jeudi 5/11/2020
    M. Robyns

    The COVID-19 outbreak could have been described as a double whammy for the (Belgian) insurance industry, hitting both its activity as asset managers and its activity as risk carriers. In this article, Wauthier Robyns from Assuralia, the trade association of insurance undertakings, explains how pandemics test the limits of insurability due to a lack of robust statistics allowing sound underwriting and due to the systemic nature of losses arising simultaneously around the globe: as yet there is no self-evident blueprint for insurance solutions matching the entire fallout of such pandemics.

    The impact of COVID-19 across the spectrum of the insurance industry varies according to the distinct business lines. In some lines of business, the fallback in wages or production will be reflected by a fallback in premium income; in some lines like automobile insurance the lockdown led to a decrease in claims frequency while the long-term effect is still uncertain. Belgium did not experience strong controversies about business interruption insurances as elsewhere, since on the Belgian market such cover tends to be strictly related to events in which named perils caused material losses. Trade credit insurance deserves a special mention due to its important role in maintaining trust among businesses in troubled times, through a public-private partnership providing the guarantees needed to keep the covered volumes of business at the pre-COVID-19 level. Both the industry and individual companies took special measures to help their customers face an unexpected emergency.

  • Vendredi 28/2/2020
    Jef Van In

    Al jaren gaat de financiële sector gebukt onder een problematiek die zowel de banken als de verzekeraars tot actie dwingt. De lage renteomgeving, het prudentieel toezicht op de balans en de solvabiliteit, de regelgeving rond consumentenbescherming sinds de bankencrisis van 2007, die onder meer heeft geleid tot een ontstopbare groei van de spaarboekjes, … stuk voor stuk uitdagingen die er mee voor hebben gezorgd dat verzekeraars hun lineair businessmodel hebben moeten aanpassen. 

  • Jeudi 8/3/2018
    Frank Fripon

    The world’s most valuable resource is no longer oil, but data. (Economist.com – May 6th, 2017). Data is the new gold. Data is going to be the most important asset in the future. And many other statements like these are popping up continuously as people are discovering the potential of big data.

  • Lundi 6/11/2017
    Ying Liang

    In this article, I focus on accounting data that provide a view of the real economic activities of the various financial institutions, providing evidence on the diversification of the financial conglomerates.  Using yearly data from the Eurozone market (plus the UK and Switzerland) over the period 1999-2014, I compute the correlations between various accounting and financial ratios of banks and insurance companies and compare them to other industries. I have found that the banking and insurance industries are positively (of net sales, gross profit, to net income), but not perfectly, correlated. Their level of correlation does not appear particularly high compared to the correlations between the banking industry and several other industries. There is room to do diversification for banks and insurance industries; especially when facing the interest rate risk.

  • Mercredi 20/9/2017
    Johan Lammens & Lien Verhegghe

    Verslag van de uiteenzetting door Johan Lammens, Coördinator van de dienst Transversaal toezicht op de financiële producten bij de FSMA en Lien Verhegghe, Coördinator van het Centraal inspectieteam bij de FSMA, voor het Belgisch Financieel Forum in Leuven op 23 mei 2017. Verslag uitgeschreven door Frank Lierman, Voorzitter redactiecomité Bank- en Financiewezen.

  • Mercredi 20/9/2017
    Yvon Castrique

    Verslag van de uiteenzetting van de heer Yvon Castrique, voorzitter Directiecomité van Corona Direct voor het Belgisch Financieel Forum in Leuven op 23 mei 2017.