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Christine Van Rijsseghem

  • Hoe kan de risicofunctie in het huidige klimaat bijdragen tot de implementatie van de bedrijfsstrategie?

    Dinsdag 18/4/2023
    Christine Van Rijsseghem
    Van Rijsseghem

    The risks a financial institution is facing, are highly dependent on its business model and strategy. Risk management is closely linked with this business model and strategy.

    KBC has a clear strategy to be able to adapt to an ever-changing environment. For example, customer behavior is changing more rapidly than ever, with technological advances and digitalization as catalysts. Furthermore, not only the competition but also the pressure from regulators is increasing. The macroeconomic environment also remains particularly challenging, with two human tragedies occurring in quick succession: first Covid-19, then the war in Ukraine.

    These structural changes also have an impact on the risk function, which must adapt to remain relevant in this changing environment. We see more and more a shift from traditional financial risks towards non-financial risks (e.g., IT and cyber risks, 3rdparty risks, model risks, anti-money laundering). These risks are not new but have become increasingly important in recent years. In addition, new risks like ESG-risk have emerged, especially in relation to climate change.

    Therefore, it is important that risk managers understand the business activities to proactively identify and mitigate risks, whilst being agile to act quickly in case of new challenges.

  • Stress Testing: a Bank’s Perspective

    Donderdag 10/3/2022
    Christine Van Rijsseghem / Tom De Wilde
    Van Rijsseghem / De Wilde

    In a context which is increasingly volatile and unpredictable, with new challenges emerging on a continuous basis, it is important that both banks/financial institutions and supervisors keep a good view on possible, more or less likely outcomes so that they are prepared by building a more resilient financial sector. By being prepared for different outcomes banks can safeguard their future capital base in a way that allows them to continue their activities such as lending to the economy. Stress testing is a key tool in this respect and its importance will only grow.

  • Gender Diversity: Empowering the Financial Sector in Belgium

    Maandag 28/10/2019
    Christine Van Rijsseghem

    The topic of gender diversity, and of diversity and inclusion in general, is not new, on the contrary. Today, even more than before, it continues to be very pertinent and important.
    But why?
    In my experience, the topic of inclusive leadership and diversity has gained in importance because the challenges facing the financial sector can be best addressed by balanced and diverse teams.